Enterprises
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Grandiose Enterprises targets the pain points of your credit profile so you
see results ASAP
Engineered for bigger and better credit on your terms
Payment history contributes 35% of your FICO® score. Grandiose Enterprises impacts 90% of your FICO® Score. Get better credit with the best plan for you
$65/mo
$5000
Starter Primary Tradeline
Boost credit scores from 32 to 77 points
Cancel anytime no penalty
100% Guaranteed approval
Repots to Equifax & Experian 30-Days after 1 st payment
$130/mo
$10,000
Silver primary Tradeline
Boost credit scores from 32 to 80 points
Cancel anytime no penalty
100% Guaranteed approval
Repots to Equifax & Experian 30-Days after 1 st payment
$260/mo
MOST IMPACTFUL
Boost credit scores from 32 to 86 points
Cancel anytime no penalty
100% Guaranteed approval
Repots to Equifax & Experian 30-Days after 1 st payment
$20,000
Gold Primary Tradeline
$194/mo
$15,000
Next Level Gold Package
Boost credit scores from 32 to 82 points
Cancel anytime no penalty
100% Guaranteed approval
Repots to Equifax & Experian 30-Days after 1 st payment
Primary Tradeline
Packages
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Lower your Credit Utilization by helping you get approved for higher credit card limits. *This will NOT directly lower your credit utilization but helps you set a higher MAX credit limit on your credit report which increases your chances of getting approved for higher credit card limits with major banks which then helps to lower your overall credit utilization.
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Get approved for higher credit card limits & bigger loans
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Tradelines purchased after the 15th of each month will report the following month to Equifax & Experian with the name Grandiose Enterprises.
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Cancel anytime with no penalty
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This will report and show on your credit report as an installment loan
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Each tradeline has a one-time non refundable $39 account activation fee. After purchase the Tradeline contract will be sent to you via email & text. Once the $39 account activation fee is paid everything is officially setup to report within 30 days.
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iphone & android app available to manage tradeline and payments conveniently from your phone
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MOST USERS GET THE GRANDIOSE ENTERPRISES PRIMARY TRADELINE TO IMMEDIATELY ADD A LARGE CREDITLINE ON THEIR CREDIT REPORT BUILD PAYMENT HISTORY WHICH ACCOUNTS FOR 35% OF YOUR OVERALL CREDIT SCORE AND GET APPROVED FOR LARGER CREDIT CARDS & PERSONAL LOANS.
PRO TIP: We recommend paying 2x the minimum required monthly payment.
All Grandiose Enterprises accounts have a $39 non-refundable account activation fee.
Grandiose Enterprises accounts can be canceled at any time with zero penalty or take early withdrawal with no penalties, so you can pay any amount over the minimum required monthly payment or cancel at anytime for any reason with no penalty.
All GRANDIOSE ENTERPRISES accounts maximize your credit profile by adding a large credit account to your credit report
Not everyone needs GRANDIOSE ENTERPRISES-sized accounts, but they may be right for you, if you want to:
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Unlock higher credit limit credit cards
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Access higher-value personal loans
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Maximize your potential credit score increase
© 2024 by Grandiose Enterprises.
GRANDIOSE ENTERPRISES IS optimized to build large amounts of credit with a low monthly payment
GRANDIOSE ENTERPRISES IS NOT optimized to build savings
GRANDIOSE ENTERPRISES is an installment credit builder account
What is an installment credit builder account?
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A cash secured credit builder loan where you do not receive the loan proceeds when the loan is originated
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The loan funds are locked in a deposit account and held as collateral to secure the credit builder loan
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You make monthly payments of principal and interest; the principal is returned to you when your account is closed, the interest is how we earn money to provide the service. (because our interest rates are so low usually 3% to 5% the initial down payment plus the 2 following payments are non-refundable. You can cancel the tradeline account at anytime with zero penalty).
While you will build savings with your Grandiose Enterprises account, it is optimized for building large amounts of credit, not building savings.
vs Self’s X-Large Credit Builder
Grandiose Enterprises 5000: Build bigger credit for less the less than half the monthly payment
Grandiose Enterprises 15K: Build 5x the credit for just $44 more per month
We gave Grandiose Enterprises 15K and 20K the lowest possible interest rate – just 3.00% APR
That’s less than 1/2 the interest rate charged by Self for its X-Large Builder account
Grandiose Enterprises 5000 | Self X-Large Builder | Grandiose Enterprises 15k | |
|---|---|---|---|
Amount of Credit Built
| $ 5,000 | $ 3,076
| $ 15,000
|
Monthly Payment | $65
| $150
| $ 194
|
APR | 3.00% | 15.88%
| 3.00%
|
Length of Credit History Built
Amount of Credit Built | Up to 99 months
| Up to 24 months
| Up to 99 months
|
Compare Grandiose Enterprises to other large credit builder accounts.
GRANDIOSE ENTERPRISES accounts are the largest and longest credit builder accounts in the nation
Grandiose Enterprises accounts are for individuals wanting to MAXIMIZE the amount of credit on their profile. Grandiose Enterprises may be right for you, if you:
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Have or had a credit card or personal loan in the past with a good payment history and want higher credit limits, larger loan amounts, or lower interest rates
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Are new to the US and want to establish a US credit profile with a large amount of credit
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Want to build a sizeable personal credit history for business purposes (are a sole proprietor)
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Have limited financial resources and are just starting to build credit
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Are trying to obtain your very first credit card or personal loan
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Have many recent negative items on your credit report, such as multiple late or missed payments, bankruptcy, or collections
Grandiose Enterprises accounts are NOT recommended if you:
How GRANDIOSE ENTERPRISES works
According to FICO®, the average ‘Length of Credit History’ for consumers with an 800+ credit score is a little over 10 years (128 months)1
Build up to 99 months (8 years) of payment and credit history or cancel at any time with no penalty
1
Apply in minutes
Open an account in under 3 minutes – no Credit Check 100 Guaranteed approval
2
Pick a plan
Select an account that fits your budget and goals
3
Make monthly payments
Make on-time monthly payments to build positive credit history
Because of their large size and long term, GRANDIOSE ENTERPRISES accounts are not for everyone
GRANDIOSE ENTERPRISES may be your best credit building option if:
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You can afford to consistently make the minimum required monthly payment on time
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You have the ability to easily keep the account open for at least 24 months
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You don't have a bankruptcy that is less than 7 years old
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You have loans or credit cards with late/missed payments within the last 12 months
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You don't want or need money NOW
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You are applying for a home mortgage in the next 12 months and are concerned about your DTI ratio (Debt-to-Income ratio)
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You are applying for a business loan that requires a personal guaranty in the next 12 months and are concerned about your DSCR (Debt-Service-Coverage-Ratio)
Grandiose Enterprises accounts are NOT recommended if:
GRANDIOSE ENTERPRISES accounts are the largest and longest credit builder accounts in the nation
Grandiose Enterprises accounts are for individuals wanting to MAXIMIZE the amount of credit on their profile. Grandiose Enterprises may be right for you, if you:
-
Have or had a credit card or personal loan in the past with a good payment history and want higher credit limits, larger loan amounts, or lower interest rates
-
Are new to the US and want to establish a US credit profile with a large amount of credit
-
Want to build a sizeable personal credit history for business purposes (are a sole proprietor)
-
Have limited financial resources and are just starting to build credit
-
Are trying to obtain your very first credit card or personal loan
-
Have many recent negative items on your credit report, such as multiple late or missed payments, bankruptcy, or collections
Grandiose Enterprises accounts are NOT recommended if you: